Terms of Service

Last updated: 8/26/2025

Terms and Conditions

Acceptance of Terms

By accessing and using our health insurance dispute service, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Service Description

Our service provides:

  • Appeal letter generation based on your insurance denial documents
  • Guidance and instructions for filing appeals
  • Document tracking and management tools
  • Customer support and assistance

User Responsibilities

As a user of our service, you agree to:

  • Provide accurate and truthful information
  • Maintain the confidentiality of your account
  • Use the service only for lawful purposes
  • Not attempt to reverse engineer or hack our systems
  • Comply with all applicable laws and regulations

No Legal Advice

Our service provides general information and tools to assist with insurance appeals. We do not provide legal advice, and our service is not a substitute for professional legal counsel. We recommend consulting with a qualified attorney for complex legal matters.

Payment Terms

Subscription fees are billed monthly in advance. You may cancel your subscription at any time. Refunds are provided at our discretion and in accordance with our refund policy.

Limitation of Liability

Our service is provided "as is" without warranties of any kind. We are not liable for any damages arising from the use of our service, including but not limited to direct, indirect, incidental, or consequential damages.

Termination

We may terminate or suspend your access to our service at any time, with or without cause, with or without notice. Upon termination, your right to use the service will cease immediately.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our service. Continued use of the service constitutes acceptance of the modified terms.

Contact Information

If you have any questions about these Terms of Service, please contact us at legal@healthinsurancdisputes.com